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I'm Debt Free!

August 28th, 2013 at 11:00 am

I woke up this morning and the first thing I did was check my balances for the two credit cards I have and they both read $0. I couldn't believe it. I even tried to make a payment on both just to check.

I know I didn't scrimp and save to pay my remaining debt, but my settlement money helped me in a big way. If not for it, I would still be in debt until next year. However, I'm proud and grateful because I was working, and had a plan, to pay them off.

Now I have to play catch up and be about saving and respecting my money.

Oh I changed the name of my blog to reflect my new goals and as a reminder of the life I want to live, a debt free life.

Posted in Debt | 15 Comments »

15 Responses to “I'm Debt Free!”

  1. NJDebbie Says:
    August 28th, 2013 at 11:50 am 1377690619
    1377690619

    Woo Hoo!!! Congrats!!

  2. creditcardfree Says:
    August 28th, 2013 at 11:59 am 1377691157
    1377691157

    Yippee!! So excited for you and will love hearing about your savings plan.

  3. starfishy Says:
    August 28th, 2013 at 01:48 pm 1377697711
    1377697711

    yeehaw - that's a great way to start your day! Smile

  4. CB in the City Says:
    August 28th, 2013 at 02:02 pm 1377698547
    1377698547

    Congrats!

  5. Beawealthywarrior Says:
    August 28th, 2013 at 02:22 pm 1377699740
    1377699740

    Awesome, congrats!

  6. Miz Pat Says:
    August 28th, 2013 at 03:01 pm 1377702113
    1377702113

    Congratulations. This is a major victory!!!

  7. snafu Says:
    August 28th, 2013 at 03:23 pm 1377703382
    1377703382

    Kudos, it's terrific that you made a plan and carried it out marking Paid to CCs. I hope you'll join the percentage of consumers who believe that CCs require we pay the balance in full by it's due date to avoid interest. We hope you'll create and post your plan for savings. I suggest you start by reviewing your current holdings in your retirement plans. You need to ensure you capture any employer contribution. Setting up an automatic contribution to a ROTH maybe a good saving instrument for you in these days of paltry interest paid on savings. Have you looked at Vanguard Index Mutual Fund as a low fee starting point for example? You can make changes later as you become more familiar with their products.

  8. My English Castle Says:
    August 28th, 2013 at 03:50 pm 1377705008
    1377705008

    Great news!

  9. pjmama Says:
    August 28th, 2013 at 03:55 pm 1377705329
    1377705329

    That's awesome! Congrats!!

  10. wowitsawonderfullife Says:
    August 28th, 2013 at 04:12 pm 1377706322
    1377706322

    Awesome!

  11. Petunia 100 Says:
    August 28th, 2013 at 06:44 pm 1377715490
    1377715490

    Congrats. Smile

  12. PNW Mom Says:
    August 28th, 2013 at 07:52 pm 1377719529
    1377719529

    Congratulations!

  13. twest Says:
    August 28th, 2013 at 08:05 pm 1377720334
    1377720334

    Great! Congratulations!

  14. LuckyRobin Says:
    August 28th, 2013 at 09:41 pm 1377726118
    1377726118

    How wonderful!

  15. imarunner Says:
    August 28th, 2013 at 09:54 pm 1377726864
    1377726864

    thanks everyone. i'm super excited!!!! i'm about to redo my budget and see exactly what my monthly expenses are not that i don't have to deal with credit card bills.

    snafu - Actually I do NOT want to use another credit card right now and for a while. I will keep them all open and tucked away like they are now, but I need a moment. I use my debit card for everything and I want to be careful with using it. I need to feel the pain of cash leaving my hands for a while. Reconnect with money. Smile

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