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Good News and Bad News

August 1st, 2013 at 01:50 pm

I suppose I'll start with the bad news. I haven't been as active here or as diligent with sticking to my budget as I intended.

Last month was a horrible month for eating out, I try to limit eating out (for me and my kid) to $20 or $30 bucks a month.

I have not looked at the figures yet, I will tonight, but I am sure I spent twice as much.

$60 bucks might not be much to some and I'm not even sure money is the real problem, but it is my behavior I need to get under control.

I need a better shopping list so that I'll have the ingredients I need to prepare meals. I also admit I've been on the lazy side, but I'm feeling better most days, so this should change.

Other bad news: I got an email today from Impulsesave that they will no longer be doing business with Lender Bank and will be closing my account with them.

I can, however, open up an account with either CapitalOne or Bank of America and then link that account to my Impulsesave account.

I like the thought behind Impulsesave and being able to "spend" and save money with the phone app.

Granted I could transfer money into a savings account any time I want, but my Impulsesave account was for short term goals.

I'm not sure I want to open another account at a different bank just to use Impulsesave.

If you don't know what Impulsesave.com is, check it out, it's fun. I used it to fund my vacation to the Outerbanks in October.)

The good news is that I will be debt free by the end of August with change to spare.

I settled with the insurance company and though it's not enough for what may be a permanent injury and years of pain management, it is enough to pay my current bills leaving me with money to save and invest. And yes I plan to spend a little blow money as well.

I should also be able to save over 50% of my paycheck and start building again.

Things are looking better and I promise not to blow it again.

We are off to the Dominican Republic this Sunday for six days. It will be nice to enjoy a vacation with less stress on my mind.

2 Responses to “Good News and Bad News”

  1. IndianGal Says:

    Great news on being debt free soon. Have a good holiday.

  2. imarunner Says:

    thanks indian girl. i'm not going to be debtfree on my own, the settlement will help, but i'm still suffering from the accident which sucks. i should be sending money to my creditors by monday, then i'm going to take a shower and do my best to stay away from debt. it will feel good to be able to save and see substantial growth.

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