I decided to give the "no spending money" idea a try and guess what, I'm lovin' it!
I purposely left my cash and debit card at home so I wouldn't be tempted to spend. Fortunately I work 15 minutes away from home.
What were the benefits for me?
1. It has taken away the desire to unnecessarily spend money.
2. I'm forced to eat breakfast at home and bring my lunch to work.
3. I'm saving money.
4. Relieves peer pressure from coworkers to go out for drinks or lunch. They know I'm not spending money.
I don't normally spend a lot of money during the week, but $2.00 for breakfast, snacks from the vending machine and 2-3 dollars a day for lunch adds up.
Sometimes knowing I have money burns a hole in my pocket. I now feel like I can carry it and not give in to wanting something just because I have the money to pay for it. Do I really need it. With a little planning, the chances are no.
I need to spend money tomorrow and Saturday, but come Sunday I'm going to start up again and see how long I can go before I need to spend money.
photo credit: iamarunner