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I'm Debt Free!

August 28th, 2013 at 04:00 am

I woke up this morning and the first thing I did was check my balances for the two credit cards I have and they both read $0. I couldn't believe it. I even tried to make a payment on both just to check.

I know I didn't scrimp and save to pay my remaining debt, but my settlement money helped me in a big way. If not for it, I would still be in debt until next year. However, I'm proud and grateful because I was working, and had a plan, to pay them off.

Now I have to play catch up and be about saving and respecting my money.

Oh I changed the name of my blog to reflect my new goals and as a reminder of the life I want to live, a debt free life.

19 Responses to “I'm Debt Free!”

  1. NJDebbie Says:

    Woo Hoo!!! Congrats!!

  2. creditcardfree Says:

    Yippee!! So excited for you and will love hearing about your savings plan.

  3. starfishy Says:

    yeehaw - that's a great way to start your day! Smile

  4. CB in the City Says:


  5. Beawealthywarrior Says:

    Awesome, congrats!

  6. Miz Pat Says:

    Congratulations. This is a major victory!!!

  7. snafu Says:

    Kudos, it's terrific that you made a plan and carried it out marking Paid to CCs. I hope you'll join the percentage of consumers who believe that CCs require we pay the balance in full by it's due date to avoid interest. We hope you'll create and post your plan for savings. I suggest you start by reviewing your current holdings in your retirement plans. You need to ensure you capture any employer contribution. Setting up an automatic contribution to a ROTH maybe a good saving instrument for you in these days of paltry interest paid on savings. Have you looked at Vanguard Index Mutual Fund as a low fee starting point for example? You can make changes later as you become more familiar with their products.

  8. My English Castle Says:

    Great news!

  9. pjmama Says:

    That's awesome! Congrats!!

  10. wowitsawonderfullife Says:


  11. Petunia 100 Says:

    Congrats. Smile

  12. PNW Mom Says:


  13. twest Says:

    Great! Congratulations!

  14. LuckyRobin Says:

    How wonderful!

  15. imarunner Says:

    thanks everyone. i'm super excited!!!! i'm about to redo my budget and see exactly what my monthly expenses are not that i don't have to deal with credit card bills.

    snafu - Actually I do NOT want to use another credit card right now and for a while. I will keep them all open and tucked away like they are now, but I need a moment. I use my debit card for everything and I want to be careful with using it. I need to feel the pain of cash leaving my hands for a while. Reconnect with money. Smile

  16. http://essaycorrector.org/ Says:

    You were able to achieve your goal and it brought you a lot of pleasant emotions and confidence in yourself, so it will be much easier for you to cope with new goals.

  17. customessays.ws/blog/cyberterrorism-essay.html Says:

    It's just incredibly cool to get that result with the payment of all debts, because you have been going towards this goal for a long time and at last it is achieved.

  18. essay-editor.net/blog/editing-and-proofreading-service-inside-out Says:

    this is a great event, I congratulate you, sincerely happy for you, I am sure that you will succeed in your business

  19. services Says:

    I imagine how you felt an amazing feeling when you reached your goal, you inspired me because I still have very little until the same moment.

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